SBI Response Code 088 |Check Easy Way To Fix SBI ATM Error

Have you got any problem with SBI ATM? Are you getting SBI Response Code 088 from ATM when using SBI ATM? Then you have come to the right place. Here we will discuss why Response Code 088 shows and How To Fix SBI ATM Error.

Response Code 088 | Listen to this article

This article will first discuss how you can use an ATM card properly. Then we will discuss how many ATMs there are. Along with this, there will be discussions about SBI response code 088. If you read the whole article, you will understand How to Fix Response Code 088 in SBI ATM. You can only read the problem fixing par by clicking hare.

SBI Response Code 088

In many cases, you have difficulty withdrawing or depositing money from SBI ATMs. In many cases, you see SBI ATM 088 Response Code. Let’s find out why this error shows up and what you can do to solve this problem.

What Is The Meaning of SBI Response Code 088 ?

According to the information provided by SBI, when SBI ATM does not read your ATM card, it shows Response Code 088.

What To Do When You Get SBI Response Code 088 ?

  • Pull Back Your SBI Card From ATM machine.
  • Try cleaning the ATM Card by a Clean Cloth.
  • Then Retry.
  • Check if your ATM card is working properly.

What To Do When An ATM Is Unable To Read The ATM Card And Showing Response Code 088 ?

If you cannot read your card, it means that there is some problem with your card. You should have a backup card in such conditions and if you do not have one, apply for a new one immediately.

If you are using a card for large amounts, then it is advised that you should have more than one bank account at different banks. If any of your cards get blocked or lost, you can easily manage your finances through other accounts.

sbi response code 088
sbi response code 088

Why I Get Response Code 088 ?

You may be using an old magnetic tape ATM card that has been deactivated and closed by SBI. If you still get this error when using a chip-based ATM card, your card/chip is probably damaged.

“As per RBI guidelinesSBI has replaced all Magnetic stripe debit cards of its customers with EMV Chip & PIN-based cards,” State Bank of India said on Twitter. – NDTV Report

Magnetic ATM Card vs Chip ATM Card, Which is Better

Using an ATM in India is a nightmare if you don’t know how it works. It can be such a bummer, especially when you are in a rush and need cash urgently. There are two types of cards you can have in India for using ATMs, one is a magnetic stripe card, and the other is a chip-based card.

What is Magnetic ATM Card | Response Code 088

Magnetic cards do not have any microchip and PIN (personal identification number) security system. These cards are used only in places where old fashioned card swipe machines are installed, such as in petrol pumps and grocery stores. If you have a Magnetic card, there’s no need for you to verify your identity using a PIN while making cash withdrawals from ATMs.

However, if your card has both magnetic strip and chip technology, it is termed an EMV Card or Chip-based card. Unlike a Magnetic card which does not require any security verification, an EMV chip-based debit or credit card is embedded with microchip technology that works like a computer chip.

If you using Magnetic SBI ATM Card, there is a chance to get SBI ATM Response code 088.

What is a Chip ATM card? | Response Code 088

A chip (or smart card) is a plastic card with an embedded microchip that special chip readers can read. Many banks and retailers worldwide are adopting a new type of card called EMV (also known as Chip & PIN), which is already used in most developed countries.

In addition to your account number, EMV cards have additional security features that make them safer than traditional magnetic-stripe cards: they generate one-time use codes each time you make a purchase, making it nearly impossible for fraudsters to create counterfeit copies.

To Avoid SBI Response Code 088 we suggest you to use SBI Chip Base ATM Card.

How to Check Your Crad Magnetic stripe Or Chip ATM Card ?

Magnetic stripe card is generally issued by all banks and NBFCs, whereas chip-based cards are issued by banks only. Although few private bank ATMs accept both cards, most of them support either magnetic stripe or chip-based cards.

So choose wisely while applying for a new credit/debit card with the bank or visit the nearest branch office and request them to issue a new card of the same type as yours so that you don’t face any problems while withdrawing money from their ATMs.

sbi atm response code
sbi atm response code, 088 response code sbi

In Simple Word, you will see Chip in Chip ATM Card, but you will not see Chip in Magnetic stripe ATM CARD. You can see the difference between the two ATM Cards in the picture.

How to Solve SBI ATM Response Code 088 Error

  • First check the type of card you are using according to the information given above.
  • If you have used Magnetic ATM Card, go to the bank and apply for a Chip ATM Card. This will solve the problem of SBI Response Code 088.
  • If you have already used Chip ATM Card, Try cleaning the ATM Card by a Clean Cloth. Then Try Again.
  • If this not work go to the bank and apply for change of Chip ATM Card. This will solve the problem of Response Code 088.

Response Code 088 | SBI Official Comment

SBI has given a comment on Twiiter about this problem. Take a look at what SBI wants to say about Response Code 088 .

response code 088
response code 088

We regret the inconvenience caused to you. If the error code 88 is displayed then either the Card reader of the ATM machine is not working properly or the chip of your ATM Card is faulty. Please try in some other ATM and if the error is still displayed, please get your ATM (1/2)

SBI Official Reply on Twitter

How To Use SBI ATM Without Fail

How to use SBI ATM without fail? If you have ever used an ATM machine in your life, you must have noticed it’s not as easy as it looks. Every time you visit an ATM centre, you make sure to remember at least one or two things that can help you in future.

Read More 10dik24 Tech Review

But there are some people who still forget to go through these steps and leave the centre with a queue again because of their mistakes. In order to help those out there, We, 10dik24 Tech , would like to share Our experience and the tips on how to use SBI ATM without fail.

Common Mistakes at an ATM

Many people try to put in too much money at once, causing their cards to be rejected. Always put in smaller amounts until you have become accustomed to using your card again. Don’t forget: As with a credit card, you don’t get cash back when using your debit card either.

Your bank account balance is not instantly reduced by what you spend at an ATM. It will take 3-5 business days for your withdrawals or purchases to appear on your bank statement.

If you need cash immediately, withdraw from an in-network bank rather than an out-of-network one and watch out for any withdrawal fees or penalties! If you do make a mistake, call your bank right away. They can usually fix it within 24 hours.

Benefits Of Using an SBI ATM Card

The main benefit of using an SBI Card is that it offers its customers a wide range of services and facilities. It allows them to carry out transactions at more than 31 lakh ATMs across India and more than 60 lakh merchants who accept payment through SBI’s own Bharat Bill Payment System.

Additionally, its customers also have access to Internet banking services. Even better is that these facilities are available at no additional cost! To be clear, none of these facilities has any fees associated with them, which means you can save lots of money on fees by choosing an SBI Card over a competing card issuer or bank.

Read More 100% Free ₹ SBI Referral Code | YONO SBI Referral Code

And while we’re talking about savings, you should know that there are other benefits to using an SBI Card. For example, various promotional schemes run from time to time where existing customers can avail themselves of special discounts and cashback when shopping at particular stores or buying specific items.

As for existing customers? Even if they haven’t been advertised, they receive these benefits too, as long as they pay their bills in full each month. With so many ways to save money when you use your SBI Card (and all for free).

Other Ways of Using Your SBI account With Out 088 Response Code

With online and mobile banking, you can manage your accounts from wherever you are. Get a clear picture of your expenses through online statements. Manage all your bank accounts in one place with NetBanking and send money directly to other banks’ accounts or even recharge your DTH/Data Card bills.

Mobile Banking is also available on different platforms and allows you to stay updated with your financial transactions through text or email alerts from SBI 24×7 Call Centre.

You can even link all your savings and current account(s) with different modes of payment options such as SMS, USSD (Quick Pay), Phone Banking, Internet Banking etc., so that you can transfer funds quickly using Internet banking on a computer or using USSD code on Mobile banking app.

With Out SBI ATM, How Can you Transfer Your Money ?

You can do net banking through the SBI website. By using Net Banking You Don’t get any sbi response code 088. How you Can do SBI net banking ? follow the simple steps.

  • Just visit SBI Website
  • Click on  PERSONAL BANKING
  • Enter your Username
  • Enter your password
  • Click on continue
  • Enter OTP
  • Then enter amount
  • Click on submit
  • That’s it

If You Don’t have any Online Banking Account, then Contant your Local SBI branch. they will Activate your SBI Banking Account.

SBI ATM Response Code 088 | Conclusion

Just by using your debit card, you can transfer money from one account of yours to another. This helps when you are short on cash but need money for some emergency, or when you need to help a friend or family member who is in dire need of money. You can transfer up to Rs 5 lakh per day and an overall limit of Rs 20 lakhs per month at no additional cost.

You can now use SBI ATM without facing any issues, while it is easy to use SBI ATM and withdraw cash with your own ATM card. However, it is important to use SBI ATM properly to avoid any problems in the future.

SBI Response Code 088 is a Common Error. You can easily Fixt this error by reading this Article.

FAQ Related Response Code 088

FAQ

What Is The Meaning of SBI Response Code 088 ?

According to the information provided by SBI, when SBI ATM does not read your ATM card, it shows response code 088.

Why I Get SBI Response Code 088 ?

You may be using an old magnetic tape ATM card that has been deactivated and closed by SBI. If you still get this error when using a chip-based ATM card, your card/chip is probably damaged.

What To Do When You Get SBI Response Code 088 ?

First check the type of card you are using according to the information given above.
If you have used Magnetic ATM Card, go to the bank and apply for a Chip ATM Card. This will solve the problem of SBI Response Code 088.
If you have already used Chip ATM Card, Try cleaning the ATM Card by a Clean Cloth. Then Try Again.
If this not work go to the bank and apply for change of Chip ATM Card. This will solve the problem of SBI Response Code 088. Read More Click Here.

What to do, If I Get Response Code 088 ?

If the error code 88 is displayed then either the Card reader of the ATM machine is not working properly or the chip of your ATM Card is faulty. Please try in some other ATM and if the error is still displayed.